Attention homeowners in Bremen and Haralson County: Get an Appraisal today!

Check out the top seven reasons why GA homeowners order from Robert Ginger:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to cut your monthly mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a GA divorce, when real estate needs to be divided
Determine the true market value of property in question to settle an estate in GA

Need help determining the price of your home in or near Bremen, GA?
Contact Robert Ginger.

At Robert Ginger, we understand the particular needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Robert Ginger are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

PMI Removal Appraisals

A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping homeowners just like you get rid of unnecessary PMI insurance.

Challenging Haralson county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's declining. This means you are probably paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Robert Ginger is your chief weapon.

Recently got a freeze your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Robert Ginger can provide you with a professional appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.